Job Title: Foreclosure Analyst

Company: Franklin Credit Management Corporation

Overview:
Franklin Credit Management Corporation, a full-service mortgage servicer, is seeking a motivated and detail-oriented Foreclosure Analyst to join our dynamic team. This role offers opportunities for professional growth and development in a collaborative and rewarding environment.

Key Responsibilities

1. Foreclosure Management:

• Monitor and manage past-due and standard foreclosure cases.
• Ensure compliance with investor guidelines and state timelines for foreclosure processes.
• Work with in-house and outside counsel, senior management, and investors to resolve foreclosure issues.

2. Compliance and Documentation:

• Execute and manage financial foreclosure documents per federal compliance standards.
• Maintain proper documentation of actions, correspondence, and delay explanations.
• Ensure accounts are accurate and up-to-date in databases.

3. Title and Collateral Review:

• Coordinate requests for collateral documents.
• Verify clear and marketable title throughout the foreclosure process.
• Address title and equity analysis for high-balance and low-value properties.

4. Sales and Litigation:

• Prepare bidding instructions for foreclosure sales in line with investor guidelines.
• Work closely with counsel on litigation and contested foreclosure matters.
• Endorse and report foreclosure sale results within 24 hours of sale.
• Attend court mandated mediations, testify at court proceedings, including depositions.

5. Administrative and Analytical Tasks:

• Review foreclosure-related expenses for investor compliance.
• Perform periodic data analysis and maintain accurate records.
• Assist with special projects and cross-departmental loan transfers.

Minimum Requirements

• Experience: 0-2 years in servicing or legal foreclosure roles preferred (Paralegal/Legal Assistant experience is a plus).
• Education: College degree preferred; High School Diploma required.
• Knowledge: Familiarity with CFPB, RESPA, FDCPA, federal and state laws related to foreclosure, and collateral documents.

Skills and Competencies

• Proficient in MS Office (Word, Excel, Outlook) and knowledge of Black Knight/LPS Desktop.
• Strong communication skills (written and verbal).
• Excellent customer service and attention to detail.
• Strong analytical and time management skills with the ability to prioritize effectively.
• Ability to multitask and adapt in a dynamic environment.
• Positive, team-oriented mindset with a proactive attitude.

Why Join Franklin Credit Management Corporation?

At Franklin Credit Management Corporation, we value dedication and hard work. Joining our team means growing your career in a supportive environment while making a meaningful impact in the mortgage servicing industry.

Note: This description is intended to summarize key duties and responsibilities and is not an exhaustive list. Additional tasks may be assigned as needed.